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February 28, 2007

The 1st Annual Vandy Star

Every Thursday evening a couple of kegs magically appear in the lobby of the Vanderbilt Owen Graduate School of Management. This brings students, staff, faculty and alumni together in a relaxed, social gathering after a hectic Owen MBA week (Monday - Thursday).

A few weeks ago the Owen Media and Entertainment Group organized the first annual "Vandy Star," Owen's very own Karaoke contest. A group of 25 bold singers put their names in the hat to compete for the $200 cash prize. The judges were Dean Jim Bradford, Prof. Kimberly Pace, Prof. Luke Froeb... our very own Randy, Paula and Simon. Boy, were these judges in character?!

This was one of the best in-school events that we have had this year. The lobby was packed with students and their families enjoying themselves. I think this is going to be one of the biggest events next year... the student who won the competition this year wants me to sing Purple Rain... ha, like that is going to happen!

 

This video has nothing to do with Owen but I thought it was way cool...

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February 25, 2007

iPods, BigMac index, and international currency markets

I love my friends... they know my interests so well that they always forward good articles to me. Ria just sent me this... the original link to the article on BBC is here.

iPods set the tempo in currency

As a sign of the global reach of the iPod, an Australian bank has opted to use the music player as a benchmark to track currency values worldwide.

Commonwealth Securities has launched an iPod index, based on the cost of the 2 gigabyte iPod Nano player as a way of showing if a currency is overvalued.

The idea stems from The Economist magazine's Big Mac index.

The bank has chosen the iPod since they are all made in China and its price - in theory - should be consistent.

Appreciation

This is in contrast to McDonald's burgers, which are made worldwide, says the bank.

As a result, the price of an iPod after taxes should be the same regardless of where it is sold, argues Commonwealth Securities.

However, in practice this is not the case.

At present the cheapest place to buy the iPod Nano is Canada, for around $172 (£87), but at the other end of the spectrum is Brazil, where the same model sells for $327.

I particularly like this quote by Economist Craig James:

"The index suggests that the US dollar has potential to appreciate against a range of major currencies, with the Australian dollar about 15% overvalued against the greenback," said Craig James, Commonwealth Securities' head economist.

I would tend to look for other traditional indicators to corroborate James' theory that the US dollar has potential to appreciate against the major currencies, but I like how he broke away from the shackles of traditional thinking by using the most popular consumer product in recent times to explain the potential of the US dollar in the international currency markets.

The iPod has definitely got the rhythm of the samba...

February 24, 2007

Demystifying Mods 101

Incoming students always wonder what a mod is and why we are always at its mercy. Here is my first attempt at breaking it down...

  • The most common 9-month academic term system as it relates to the US higher education is the semester system which consists of the Fall (Sep - Dec) and the Spring (Jan - May) semesters.
  • The module (or mod) system at Owen is very similar to the semester system (the rest of Vanderbilt University works on the semester system.) Each semester is chopped into two halves giving us four terms. Each term is 7 weeks long and is called a mod.
  • We treat each mod as a new academic term which means we have a whole new set of classes each mod.
  • The mods are numbered and the numbering is quite complicated... Mod 1, Mod 2 (Christmas break) Mod 3 (spring break) Mod 4 (summer).
  • The classes are intense and we do almost a semester's worth of work (most of the time) in 7 weeks. We are business school students so its fair to assume that we are sharp, bright, hardworking overachievers... so doing a semester's worth of work in 7 weeks is no biggie.
  • Besides, being sharp, bright, hardworking overachievers we only have a 7 week attention span ;-)
  • The mod system gives students tremendous flexibility. The introductory courses allow students to pick and choose areas of interest without having to commit an entire semester of their 2-year education to a course they might potentially not like. And if they do like an area of study or they want an in-depth course in a particular area, they take an advanced course in that area for 7 weeks.
  • Mod's are also motivating as they make the class go by quickly. You can imagine the value of this when the class requires a lot of effort (i.e. when you are getting destroyed in the class)... all you have to do is hold on for a few more weeks!
  • Mod's can also be scary... if you drop the ball in the first week of classes you better catch up fast because when weeks 3 & 4 roll around, its time for mid-terms! This is especially challenging in the first mod of your first year... you walk into school, you try to get your bearings, you realize that the class is kickin' your behind, and suddenly its week #3 and you have a mid-term worth 50% of your grade. Fun!
  • Job hunting normally happens in 4-7 week cycles (based on the industry/function) involving networking, interviews etc. Mods allow you plan ahead and take a less demanding set of classes for a particular mod when you know that you are going to be spending the bulk of your time managing your internship or full-time job search. When the next mod rolls around you can pick up right where you left off.
  • Advice that you will receive and that you will give to students coming in after you: Get organized quickly, stay ahead of the game, relax and recharge your batteries on Thursday nights.

If any of the Owen students reading this have other insights on mod's, please leave a comment so that our incoming students know what to expect.

But don't give away the rhythm of the samba...

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Would you like to upgrade to a Bimmer?

I made a day trip to Atlanta for some appointments yesterday. I flew in to ATL in the morning and walked into Enterprise to pickup a rental car for the day.  The lady at the counter said, "Good Morning Mr. Srivatsaa," and extended her hand... when was the last time the person behind the desk at a rental car company wanted to shake your hand? Nice touch.

Then she proceeds to give me a map and draws directions on it, including marking the exit numbers off the freeway. Although that might not have been terribly impressive, she did all this with the map facing me (okay, I know maps don't have a right side up) and wrote upside down... that was impressive.

Then a guy in a suit greets me and walks me out the door to the lot. He is chatting away and then he suddenly stops and says, "Would you like to upgrade to a Beamer Bimmer (Asif just clarified for me that a "beamer" is a motorcycle and a "bimmer" is the car) or possibly and SUV? I got one of each coming out of the wash right now and can upgrade you for just 19 bucks." They guy was selling me an upgrade? You have gotta be kidding me. Then I look around and see about a dozen guys in suits doing the same thing... fascinating.

What's happening to the rhythm of the samba?

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February 19, 2007

Learning about the markets

I have been spending a great deal of time learning about the financial markets. It is sometimes a little challenging to synthesize all the information from the Wall Street Journal, NY Times, Financial Times, The Economist, CNBC, MarketWatch.com etc. but I am learning to understand the underlying relationships between the macroeconomic drivers and how different things affect the economy.

One of my classmates who used to work for OppenheimerFunds pointed me to the weekly market review written by the Chief Economist at OppenheimerFunds. I have really enjoyed reading these updates. Here is the link to the original article. He's definitely got the rhythm of the samba...

Eye on the Markets

Weekly Market Review —2/12/2007

By Dr. Jerry Webman, Chief Economist, Senior Investment Officer, OppenheimerFunds, Inc.

Inflation Warning Weighs on Markets Despite Positive Data

Stocks posted their biggest weekly decline of the year and bonds eked out only modest gains last week despite a series of positive economic releases. The markets had cheered a Wednesday report indicating higher levels of productivity accompanied by restrained wage gains, and the U.S. employment outlook continued to show strength. However, inflation warnings from two Federal Reserve officials on Friday were enough to take the wind out of the markets’ sails.

For the week ended February 9, the Dow Jones Industrial Average fell –0.49%, the S&P 500 lost –0.66%, and the Nasdaq finished –0.65% lower. The three indices are now up 1.20%, 1.58%, and 1.84% for the year, respectively. Bond prices rose, pushing the yield on the 10-year U.S. Treasury to 4.79%, down from 4.82% at the beginning of the week.1

Labor costs remain moderate despite soaring productivity

Productivity jumped dramatically in the fourth quarter, rising 3.0% after a decline of –0.1% in the third quarter. At the same time, unit labor costs—a measure of worker efficiency—rose only 1.7%, compared to a 3.2% third-quarter gain. Illustrating the increase in labor efficiency, hours worked grew 1.2%, but worker output soared 4.2%. Rising productivity without a concurrent rise in labor costs seems a clear positive for the economy, as it allows stronger growth without creating the threat of wage inflation—a danger the Fed often cites.

Fed officials warn about inflation

Despite the positive productivity and wage reports, comments made by two Federal Reserve officials late in the week sent shivers through the market. First, St. Louis Fed President William Poole stated in a Friday speech that while core inflation appeared poised to fall into a “reasonable range,” it would be “unacceptable” for the measure to settle at a rate higher than 2.0%. Later in the day, Dallas Fed President Richard Fisher similarly warned of potentially higher interest rates if inflation remained too high. These perspectives were nothing new; Fed Chairman Ben Bernanke has said for months that fighting inflation was his highest priority. Nevertheless, the comments drove stocks and bonds lower for the day, while gold, a viable inflation hedge, closed the week at 2007 highs.

Jobless claims inch higher, but remain historically low

Initial claims for unemployment rose 3,000 to 311,000 in the week ended February 3, lifting the four-week moving average up 3,250 to 308,250. The measure has remained in a narrow, historically low range of around 300,000 to 340,000 for almost a year, reflecting the general health of the U.S. job market.

Consumers keep spending, clearing inventories

The tight job market has helped support consumer spending, which several reports indicated remains in good shape. December wholesale inventories fell –0.5% from November levels, while sales grew 1.8%—an indication that sales were responsible for the inventory reduction, as opposed to wholesaler anticipation of weaker demand.

Growth at U.S. service industries accelerated last month, showing that increased consumer spending is bolstering economic expansion.  Lower energy prices in January and higher wages are providing support for the consumer and generating demand for service firms. The Institute for Supply Management’s non-manufacturing index rose to an unexpectedly strong 59.0 in January from 56.7 in the previous month.  Readings above 50 point to growth in the service account that makes up almost 85 percent of the economy. 

Finally, January chain store sales grew 3.7% in January, up from a revised 3.3% in December. Gift card redemptions and colder temperatures drove the gains, as consumers took advantage of the post-holiday period to stock up on reduced-price winter clothes.

Housing remains under pressure

The MBA Mortgage Purchase Application Index, considered a leading indicator of home sales and construction, slid –0.8% to 404.7 in the week ended February 2. The index’s lackluster readings over the past few weeks point to continued pressure on the housing sector, despite some signs of relief. Meanwhile, homebuilding companies suffered last week on reports of higher purchase cancellation rates and write-downs on land that’s no longer economically viable to develop as well as concerns that a possible continuation of the Fed tightening cycle would increase mortgage defaults.

This week is no fun

This week is no fun. First, I hate simulations. We might have to bring in some consultants to rescue us from the loan shark in our strategy simulation. Second, I have no final exams this mod and although that might sound like a sweet deal, all the final deliverables are due this week. Great.

Everyone seems to be in firefighting mode this week. I just happened to come across this video... might not be Batman Bruce's favorite, but its close to the rhythm of the samba...

February 12, 2007

I'm gonna burn one down...

Just like you, I have made my fair share of blunders in life. (See how I weaved you into that? Nice!) This morning I was aching for a delicious all-American, Sunday morning breakfast. I had multiple burners going, skillets galore... you would have been impressed. Then I sat down with my breakfast, a ginormous glass of OJ & & 7up and watched some TiVo. All in all, it was a wonderful morning. A great way to start a day filled with group meetings and school work.

When I returned home, I found the kitchen to be significantly warmer than the rest of the house. I had left a burner on... oops. I don't know if I should be worried about why my house did not burn down or why my smoke alarm did not go off? Then I realized that there was no smoke.

You know what they say, where there is smoke... so I thought, hmmm... where there is no smoke... no problem!

This is what happens without adult supervision. That's definitely not the rhythm of the samba... but I have learned my lesson.

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February 06, 2007

Sneeze my panda

Maybe that's the rhythm of the panda...

February 02, 2007

How fortunate am I?

Isaac and I were at one of the neighborhood Goodwill stores today doing a focus group project. The car ride home was filled with stories from our childhood on how our parents helped us understand how fortunate we were... almost all of the lessons learned only started to make sense much later as we started to make our own big decisions (i.e. over the last 5-10 years)

Thank you Mom and Dad for bringing me into this world the way you did, for there are many opportunities that presented themselves to me just for that very reason.

There have been many posts about Project Pyramid on the blogs and I will write more about it soon, but I am excited to be leading Project Pyramid for the next academic year. If you would like to summarize it in a few sentences... Project Pyramid is a Vanderbilt University wide, student-led initiative that explores poverty alleviation using business ventures to create sustainable solutions. As business leaders of tomorrow we have a responsibility to seek opportunities to develop our world, and the incentive for wanting to do that is to create for-profit ventures with a dual purpose... to life people out of poverty and to make us money too.

Maybe that should be the rhythm of the samba...

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